$50,000.00 – Maximum recovery after a “hit and run” in Los Angeles, California
On February 22, 2022, our client was rear-ended by a driver who fled the scene of the accident. Since the responsible driver could not be found, our client was forced to make a claim through his own insurance carrier. Our office was able to secure a $50,000.00 policy limit settlement for our client just six months after the “hit and run” incident.
Uninsured Motorist (UM) coverage protects you when the responsible party does not carry insurance coverage. Likewise, it also protects you when you are involved in a “hit and run” incident. The only way to protect yourself when you are (a) hit by a driver that flees the scene and cannot be found or (b) hit by a driver that does not carry any insurance, is to have sufficient coverage under your own automobile policies. Do you have UM coverage?
Underinsured motorist (UIM) coverage protects you if the other at-fault party has insurance coverage that is lower than damages caused to you by the accident. For example, the minimum liability coverage in California is $15,000.00. If your damages, including medical bills, wage loss, and/or pain and suffering exceed $15,000.00, you are out of luck unless you carry sufficient UIM coverage. Do you have UIM coverage? Please feel free to contact our office for a courtesy review of your automobile policies.